Five Phases of an IRA

Contributing tax-deferred dollars in Individual Retirement Accounts (IRAs) is a big incentive for investors. But income taxes will come due once they start using the money.

The workshop suggests potential strategies for reducing the taxes attendees and their heirs could pay and suggests further conversations with a financial advisor.

Seamus Ott

As a Financial Advisor at Thrivent, I partner with clients to build thoughtful, values‑aligned financial strategies that support every part of their journey. Grounded in ethical guidance, I provide clear, straightforward information that empowers clients to make confident decisions.

With a background in Peace Studies from Saint John’s University, I approach financial planning through a lens that considers not only financial goals but also the people, causes, and communities my clients care about most. This blend of financial expertise and commitment to positive societal impact helps clients express generosity in meaningful ways—creating lasting influence in the world, their way.

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